When you see TV commercials or literature from a bank, financial planner, financial institution, credit card company or insurance company, run as fast as you can. DO NOT FALL FOR THEIR PITCH.
Their angle is to make you feel bad about what you are NOT doing so that you will do what they say. They tell you to do all of the things they want. But in reality the intent is to make them money. This is ok. they are a business and the intent of business is to make money. This is why you need to be educated, whether you want to take the time to do it or not.
They will present scenarios that will work for you if you fit inside of their box. The bottom line is that whatever they try to set you up with is in their best interest, not yours.
If you don't remember anything I say, remember this: you need to get educated on how to manage your money. Most people won't take the time or don't know where to start, or worse, don't know what they don't know. I've created a shortcut for you. See the post called "How to Move your Money".
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