Financial Planning for a New Year

It's a new year. Wipe the slate of the past clean and plan for the future. Here's my plan:

1. I will save 6 months of what my monthly expenses are in case of emergency: $18,000 (via 401k savings that i verified that I can borrow against, anytime). I will accomplish this by December 31, 2011.
2. I have budgeted for one beach vacation to Ocean City, NJ: $2,000: (See Formulas post) x/y=z, in other words, $2,000 / 6 = $334 per month. $167 per paycheck
3. I want to save for random weekend family ski trips: $1,000: x/y=z, 1000/2=$500.
4. I want to travel to my parents house for fun: $500, x/y=z, 500/12= $42
5. Fly family to MN for family reunion: $2,000 x/y=z or $2,000/7= $286
6. Fly family to MN for Christmas party: $2,000 x/y=z or $2,000/7= $286
7. Movie night with Terri: $1500, x/y=z, $1,500/12= $125

the next thing to do is add all this up. (the financial plan starts with, not how much money I do or don't have, but with what I want to do) The next step is to plan a way to make more money, if your plan exceeds your current known income.

k = known income. more to come....